avatar
Annabelle Dickson
78 Articles0 Comments

Beware of bushfire insurance claim rip-offs

Australians whose homes have been affected by the bushfire crisis are being warned to steer clear of potential exploitation with their insurance claims from insurance claims management services and dishonest tradespeople. The Insurance Council of Australia (ICA) reports that insurers…

First home deposit scheme opens for business

The First Home Loan Deposit Scheme (FHLDS) is in full swing with buyers now able to apply for a mortgage with a discounted deposit. The scheme has its critics. The scheme will support 10,000 first home buyers each financial year,…

The best of 2019

We are marking the start of 2020 with a special first edition of The Inside Investor, featuring the top stories of 2019 from our previous masthead, The Rub. We covered a lot of regulatory changes and fintech news over the…

Housing market to maintain momentum in 2020

Lower interest rates and the loosening of mortgage serviceability tests will see Australian residential property prices continue to rise throughout 2020, according to new research. The latest forecast from Macquarie Wealth Management is for national dwelling prices to rise a…

Shining the spotlight on best and worst MySuper accounts

Underperforming superannuation funds are set to merge or shut down if improvements are not made quickly. The Australian Prudential Regulation Authority (APRA) will be looking for significant change from poorly performing superannuation funds, following the release of its MySuper heatmap.…

SMSF auditors slated in ATO report card

SMSF trustees should be on high alert after only a minority of SMSF auditors came out of a regulatory review unscathed. The Australian Taxation Office (ATO) has revealed the results from its audit of 51 of the top 100 SMSF…

Shoppers guide to controlling the Christmas spend

The holiday spending season is in full swing – a time when Australians should be using budgeting tools to gain a better insight into their spending and help manage debt. But a large number are missing out on this opportunity.…

Transfer balance cap change ahead

The Australian Taxation Office (ATO) is alerting superannuation trustees to plan for a number of changes in regard to the indexation of the general transfer balance cap, which will be particularly important for SMSF trustees. The transfer balance cap is…

Internet banking gets a makeover

Australians are missing out on the ease of a simplified banking initiative that includes instant payment transfers, QR codes and no more BSB and account numbers. BPAY’s latest venture Osko, facilitates the instant transferring of funds between banks 24 hours…

Lengthy mortgage processes a thing of the past

Australians who are fed up with long mortgage approval times may have their problem solved with digital banking solutions. Last week neobank 86 400 launched its digital mortgage offering with the application process done entirely through its smartphone app. The…