John Kavanagh
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How to find a sustainable super fund

Australia’s catastrophic bushfire season has prompted many people to consider how they can help address climate change concerns in the way they manage their households and their finances. When it comes to their superannuation, the Responsible Investment Association Australasia lists…

More neobanks enter the savings account market

Neobanks Xinja and Volt have launched savings accounts, giving consumers more choices of at-call accounts offering rates higher than 2 per cent. Meanwhile, Macquarie Bank has increased the four-month introductory rate on its Macquarie Savings Account to 2.65 per cent.…

Driven by dividends: Aussie sharemarket over the past decade

Dividends accounted for more than half the growth of the Australian sharemarket over the past decade. The S&P/ASX 300 produced a total return of 7.8 per cent a year over the 2010s, with dividends accounting for 59 per cent of…

2019’s top super fund performers

Superannuation funds produced strong returns in 2019, continuing a run of positive returns that has been going for eight years. Growth funds were up by close to 15 per cent. UniSuper Balanced was the top performing “growth” fund in 2019,…

SG contribution opt out starts

People with multiple employers can now apply to opt out of receiving superannuation guarantee contributions from one or more of those employers. The new law, which took effect on 1 January, is designed to help people avoid unintentionally breaching their…

Q&A

Q: I understand there are changes to credit reporting rules coming. I worry about the amount of information that goes on credit files these days. Will the changes help consumers? A: Changes to Australia’s credit reporting system that take effect…

Kavanagh

This week’s Inside Investor lead story is an expanded version of a report we ran in November on the Responsible Investment Association of Australasia’s rating of ethical and sustainable superannuation funds. With so many people responding to our catastrophic fire…

The Rub has transformed to The Inside Investor

When you see our publication in your inbox or social media feed in the New Year it will have a new name. This is our last issue of The Rub for 2019. We are taking a few weeks off and…

Trading resumes in XTBs after brief suspension

Investors in XTBs, a series of listed fixed income securities, got a surprise last Wednesday when trading in all of the XTBs on the Australian Securities Exchange was suspended. Australian Corporate Bond Co, which manages the XTBs, has been caught…

Equity derivative fund to deliver 8 per cent yield

The hunt for yield is moving into exotic territory, with the launch of a fund that uses equity derivatives to deliver an 8 per cent return. Clime Investment Management’s Clime Income Enhancer Fund has been developed in partnership with US-based…