$25,000 investment can access Sydney residential market in strategic suburb

Investors can access a stake in new apartments in the well located Sydney suburb of Epping for as little as $25,000 via the new “AusFunds Fractional Property Investment Platform”. The investment amount covers all associated costs such as fund setup,…

How your payment performance will be used in a loan application

Difficulties in making regular repayments on loans or failing to pay bills on time must be taken into account by lenders when assessing an application for credit, but will not necessarily rule out approval. The Australian Securities and Investment Commission…

The rigours of applying for a home loan

When Commonwealth Bank released its half-year financial report last week, it included an update on its mortgage lending practices. For anyone about to apply for a home loan, it is essential reading. Since 2015 the bank has made a number…

Protect your data

Australia’s Privacy Commissioner, Angelene Falk, has called on people and organisations to do more to secure their data, in the face a growing number of serious data breaches – many of them involving financial institutions. Last week, a former contractor…

Putting values in the bank

Consumers have the opportunity to choose banks and financial products that are socially responsible, in addition to existing ethical investment choices. Teachers Mutual Bank Limited is one of the first Australian banks that has Responsible Investment Association Australasia (RIAA) certification…

After the sell-off: stocks to avoid

Like a number of fund managers, Selector Fund Management is looking for buying opportunities in the wake of last year’s Australian equity market sell-off. But in its latest investor newsletter it cautions that some stocks are cheap for a reason.…

Australian equity managers miss their benchmarks

Only a minority of Australian equity fund managers beat the market index last year and even fewer were able to produce positive returns. It was not a good year to be invested in the small caps or microcaps, long-short equity…

AFIC looks for ‘sustainable competitive advantage’

One of the largest listed investment companies on the ASX, Australian Foundation Investment Co, finished the year with its nose in front of the market index. During the December quarter it made some changes to its portfolio to position the…

Weighing up the banks’ share outlook

Australian equity fund manager DNR Capital has reviewed big banks stocks in its latest investor report, asking whether it is time to get back into bank stocks. Its answer is no, given political risks, slowing credit growth, the prospect of…

Age pension eligibility rule change: where you stand

The Government announced in September that the Age Pension eligibility age will not go up to 70, as planned. But it is still going up, as is the superannuation preservation age. The move to take the Age Pension eligibility age…