Rub Featured

Small caps moving offshore produce big returns

Investors looking for opportunities in the small cap end of the Australian equity market should focus on companies that include international expansion as part of their business strategy. This is the approach that has been taken by a couple of…

Basic private health cover is ‘junk insurance’

Australians need to be cautious when selecting private health insurance following the introduction of a tiered health insurance reform earlier this year. In its latest Shonky awards, consumer advocacy group Choice is warning Australians that rip-offs are still rife despite…

Getting your travel money right

Holidaymakers should consider five things when selecting travel money options in order to get the best deal. These include looking for the cheapest exchange rates and fees, prioritising their budget, considering the local currency and selecting more than one option…

Smaller lenders offer lowest home loan rates

Only six lenders have passed on the full cuts to their customers, with the big four nowhere in sight. Athena, Homestar, Freedom Lend, Auswide, U Bank and Freedom Lend are the only lenders that have passed the full 25 basis…

Pitfalls of investing in property with family

Two cases fought out in the Supreme Court of New South Wales this year have highlighted the tangles that family members can get into when they invest together but do not document their plans. Brother and sister, Anh Tuan Nguyen…

Latitude IPO: moderate-growth in a low-growth market

Latitude Financial Group’s prospectus, which was launched last week, aims to sell a picture of a company that is well positioned for growth. But what emerges from the offer document is a business that has focused on efficiency, rather than…

Superannuation life insurance reforms get the go-ahead

The Government has implemented all of its Putting Members’ Interest First superannuation reforms designed to protect members with low balances or inactive accounts. The Treasury Laws Amendment (Putting Members’ Interests First) Bill was passed in the Parliament, with amendments, requiring…

Will disputes a waste of time and money

Three recent cases involving disputed wills, shed light on the rights of adult children in making claims on the estate of a deceased parent. Their claims have not gone well. Joshua Piercy received no provision from the estate of his…

What stocks to hold to play the gold boom

Macquarie Securities’ commodities team issued a note last week saying it had raised its gold price outlook and that this had triggered earnings upgrades for the gold stocks it covers. It has re-rated a number of gold producers ‘outperform’. Macquarie…

What the neobanks have to offer

Neobanks are targeting Australians who are after a competitive savings rate and personalised banking products. Last week neobanks 86 400 and the newly licensed Xinja launched their product offerings and, unlike traditional banks, they operate solely from smartphone apps. 86…